Program Basics

 

Did you know, less than 50% of small businesses in the US offer healthcare? We’d like to change that in South County.

Gilroy Chamber of Commerce’s Garlic City Healthcare Program, in partnership with the Small Association Leadership Alliance (SALA), is a comprehensive and cost-effective alternative to traditional plans. This new program offers affordable, accessible, and effective healthcare options for Gilroy Chamber of Commerce members – both businesses and individuals alike. The Garlic City Healthcare Program provides a high-quality, affordable healthcare solution for employers, employees and sole-proprietors. While not health insurance, the program provides 100% coverage for preventative care, options for co-payment features with 100% coverage, and addresses unforeseen medical expenses, such as illness and injury.

This program is not insurance. It is an alternative solution that features a choice of two preventative care plans, each coupled with a medical cost sharing membership for sharing expenses related to unexpected medical needs. Participants can expect to save as much as 60% when compared to health insurance!

The Garlic City Healthcare Program, in partnership with SALA, is one solution to the high cost of healthcare in the western region!

We are pleased to provide you an exciting new comprehensive national healthcare program that provides an average monthly savings of 60%!  Participants choose either the Basic MEC Plan (HDHP) or the Advantage Plan and then pair it with the Cost Sharing Plan that best fits their needs and age.  This innovative two-part program simplifies healthcare and reduces cost by rate-locking the preventative care plan and offering a wide range of prices options to fit any monthly budget.

Your choice of two preventative service plans

Plans to cover routine and annual checkups

The Apex Basic HDHP (High Deductible Health Plan)

 

Or the Apex Advantage Plan

Then pair with Sedera Medical Cost Sharing for unforeseen and significant medical needs:

  • Five choices of IUA (initial unshareable amount/deductible): $500, $1000, $1500, $2500, $5000
  • No network restrictions
  • Controls out-of-pocket expenses
  • Includes telemedicine program from Teladoc
  • Sharing includes all related costs until free from symptoms for 12 months
  • There are some sharing restrictions on certain pre-existing conditions
Real participant stories from around the country!
  • An individual in Washington, DC is saving $497 or 55% per month
  • A family of four in Lafeyette, CA is saving $1,225 or 64% per month
  • A couple in Douglasville, GA – saving $1,395 or $61% per month
  • An individual in Gaithersburg, MD – saving $390 or 64% per month
Key Takeaways
  • Available to businesses AND individuals
  • Available to full-time, part-time and seasonal staff
  • The Garlic City Healthcare Program, provided by SALA, lowers healthcare costs by as much as 60%
  • Enrollment is monthly – you may join at any time
  • Offers a choice of two high-quality, affordable healthcare solutions
  • Includes a four (4) year “Rate Lock” – offering rate stability in a very unstable market*
How to Get Started

Your step-by-step guide to the Garlic City Healthcare Program:

  1. Your step-by-step guide to the Garlic City Healthcare Program:
    1. Be a Gilroy Chamber of Commerce Member in good standing. If you are not a Chamber member, please contact Eric Howard for information on how to join(ehoward@gilroy.org or 831-588-3544)- Employees of Chamber Members are eligible to apply for SALA.
    2. Residents of Gilroy and surrounding areas, along with employees of businesses who are not Chamber members may join the Chamber at the basic membership level and become qualified for SALA and other benefits.
    3. Watch the informational webinar.
      Viewing the webinar will be the best introduction to this program and will help you understand the documents and resources below.
    4. Explore the program & plans.
    5. Click on the document links along the right hand side of this page to explore program details, FAQ, Key Terms and real-world savings examples!
    6. Decide if this program is right for you, your family, your employees or your business.
    7. If it’s the right fit, continue to step 8.
      If it isn’t, don’t be discouraged – the Gilroy Chamber of Commerce is committed to providing options for our members to access affordable healthcare and ways to fill coverage gaps.
    8. Time to join! Please contact the Gilroy Chamber at 408-842-6437, or email chamber@gilroy.org. Once we have verified your membership, we will send you the enrollment link.

For more help and answers to your questions,
p
lease contact our healthcare program support center by email:
hpsupport@smallassociations.org or toll free at 888.994.4979

 

DISCLAIMER:  SEDERA, INC. IS NOT AN INSURANCE COMPANY AND THE SEDERA MEDICAL COST SHARING MEMBERSHIP IS NOT ISSUED OR OFFERED BY AN INSURANCE COMPANY.  WHILE EVERY EFFORT IS MADE TO MEET MEMBER’S MEDICAL NEEDS, SEDERA, INC. AND THE SEDERA MEDICAL COST SHARING COMMUNITY DO NOT GUARANTEE PAYMENT OF ANY MEDICAL EXPENSE